Thursday, July 22, 2010

Contract Financing

OK, this is a really cool concept. If you have a client that offers a unique product or service to bond rated investment grade customers listen up! If their service is provided under a contract term that creates a fixed payment stream, and they have been restricted in growth because they don't have the capital required to purchase the equipment necessary to provide services to larger clients, I just found a gold mine. Keep reading.

GROW YOUR BUSINESS AND CUSTOMER BASE WITH CONTRACT FINANCE



If you are looking for equipment and/or working capital to fulfill existing or future contracts, we have the product for you. It’s called Contract Finance and it will allow you to go after bigger, more profitable contracts than you have in the past. Two components are necessary for this structure;

 First, is a product or service that requires equipment and/or working capital for your business to provide for your customers.
 Second, a fixed-term contract ranging from 1 to 15 years with your customers.

These two items just may give you the capital you badly need.

In fact, you may have avoided pursuing larger contracts because you were unable, or concerned about having enough capital to fulfill the contract. If this strikes a responsive cord, don’t delay. Call us and we just may be able to help you.

Please contact us for more detailed information regarding this product.

www.alliancecomcredit.com
Suzy Oubre
877-594-9423

Friday, May 14, 2010

Going above and beyond

Question: Do you know Jack Daly?

Today we won’t focus on the fact that he built six businesses from scratch.

Instead, let’s highlight his follow-through that leaves a severely sweet impression upon his would-be and would-not-be clients. This ultimately leads to repeat business and to his own brand of success.

We hope his impression lends some leverage to your commercial loan origination game.

Daly’s End-Game Modus Operandi:

Execute his product or service sales pitch.
Regardless of outcome, thank the client for their time and exit accordingly.
Head to the lobby or reception area of the building, send a quick “thank you” email via mobile device.
Bust out his “Money Bag” full of stationery, write a “thank you” card, slap some postage on it, and mail it to the client for their time and consideration from their own building.
Excessive? Hardly. Thought-provoking and unique– yes.

There’s room for nice in every industry–even commercial hard money lending. Nice can be Oprah-expensive, or quite affordable.

Hand-writing a “thank you” card is an effective and inexpensive way to build reputation and authority. It’s genuine and real.

If you ever need an energetic, great speaker and educator Jack Daly is a lot of fun.
Here is a recent quick tip he sent to me.

Suzy Oubre
Alliance Commercial Credit Group
877-594-9423

Wednesday, March 24, 2010

Haiti Benefit

This Friday at 6 PM at the Woodland High School
ALL YOU CAN EAT PIZZA / RAFFLE AUCTION
Woodland Rotarian Club

Check out this video. Haiti Earthquake

Donations are also accepted

Thursday, February 11, 2010

Liquidity for Banks

Hi Everyone, If this is a duplicate message for you just disregard it. I have to Blog the newsletters in order to make the search engines pick up my website.....aarrgghh all this internet stuff makes my head hurt!



Take a look at our Publications Section for the latest Alliance news and to download our useful matrix.

Most banks can package and sell commercial mortgage portfolios, turning notes into cash. In this difficult market, are options available for less-desirable transactions?Portfolio buyers must choose only the best scenarios in this market. Even reliable, paying customers feel the effects of the economic downturn, where sales may be off by as much as 50% in some industries. These great customers are still around, even if regulators have identified them as a “risky loan.”

Let’s look at a creative way to “bridge the gap,” while satisfying borrowers and working toward economic recovery. If you have any long-term commercial mortgages due in 2010, you will undoubtedly face tough conversations over reduced sales volumes, negative earnings, and lower market values on the subject properties. Alliance Commercial Credit can reduce bank exposure, allowing it to maintain its positive customer relationships. We finance up to 65% LTV in a first position on both owner-occupied and investor-property types. If there is a shortfall, the bank can remain in a second position as long as the combined loan-to-value is less than 90%. This option can improve the bank’s liquidity, as well as greatly reduce exposure on riskier credit.

Bridge financing is an ideal short-term solution. When customer financials improve and/or the market improves, the bank can rewrite and retain long-term customer relationships. This bridge loan option can also reduce a customer’s monthly expense since it is structured as interest only (IO) for up to three-year terms. This makes refinancing simple and cost effective.

Please call with scenarios! The bank can access the cash it needs and still keep the customer relationship while we all wait for the economy to stabilize.

I look forward to working with you, and wish you a successful 2010.

Sincerely,
Suzy Oubre
Principal, Alliance Commercial Credit Group
My direct line is 360-225-7407 or toll free at 877-594-9423.
soubre@alliancecomcredit.com
www.alliancecomcredit.com

Tuesday, February 9, 2010

Please Read…this could really help your customers.



Know a borrower with a great commercial real estate opportunity who doesn’t have enough for a down payment? Alliance lends using current appraisal FMVs and not just purchasing prices.
Know a borrower who wants to buy commercial property, but has poor global cash flow? Alliance uses subject property cash flow as standalone as long as there are good leases/tenants.
If you have owner-occupant loans due, but can’t refinance the customer because of poor financial performance due to the economy, Alliance can help!
We provide bridge financing on commercial properties for owner occupants and investor properties with no profitability from the operating company, poor performance, or tax delinquencies!
We restructure debt, pay off credit cards, taxing authorities, and valuable vendors. With a 65% LTV or less and CLTVs up to 90%, we can help consolidate your debt.
Alliance focuses on strong equity positions to work through issues that prevent your loan renewal. Find a program that fits your needs by making your first call to Alliance: 877.594.9423

Contact:Suzy Oubre877.594.9423soubre@alliancecomcredit.com